Vietnam Social Sciences, S. 2 (2017)

Cỡ chữ:  Nhỏ  Vừa  Lớn

Credit in Rural Vietnam

DAO THI MAI HUONG

Tóm tắt


In addition to official credit institutions, forms of semi- and non-official credit in the models such as borrowings-cum-saving, lending-cum-investment, and rotating saving groups... play an important role in the provision of capital in the rural Vietnam. Besides the enhanced access to official credit by means of improvement of lending procedures to be more simplified and appropriate to the people’s level of knowledge, flexible in terms of the repayment time and borrowed amounts, the officialisation of the other credit channels make positive impacts on the creation of sources of capital for rural households, given its efficiency. The efficiency is reflected in the low expenses for the apparatus, the flexibility in terms of the due dates and scales of the loans, the clearly defined purpose of borrowing, and the high feasibility and repayment possibility. 

Toàn văn: PDF

Vietnam Social Sciences, ISSN: 1013-4328