Risk warning for the granting of credit for customers and related people of Vietnamese commercial banks in the context of international integration

Abstract

In the context of Vietnam’s economy increasingly integrating deeply into international economy,
domestic and foreign business environment has many fundamental and comprehensive changes, in addition
to many new opportunities brought to the banking industry. In Vietnam, Vietnamese commercial banks
also face many complicated credit risks, especially the issue of credit risks to customers and related people.
According to international experience, in order for credit risk management to be effective, early warning of
risks should be considered first, but now this work is in Vietnamese commercial banks. Really missing and
weak. Stemming from that situation, the author found it necessary to study the risk warning for credit granting
to customers and related people at Vietnamese commercial banks. The article will give an overview of the
concept and classification of customer groups, study the risks of credit allocation by customer group, thereby
giving some lessons and recommendations for commercial banks. Vietnam trade in credit risk management for
credit provision for customers and related people in the context of international integration.