This paper aims to analyze risk factors in ATM transactions. Both qualitative and quantitative methods are employed to address risk factors and their origin, and then tailor some fundamental measures to tackle such risks. The study has pointed out some risks such as short-changing, robbery, wrong debit, ATM skimming, etc. in ATM transactions.http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=67c485e4-8036-47cb-948b-eae093ede299