Các nhân tố ảnh hưởng đến quản lý tài chính cá nhân của sinh viên: nghiên cứu trường hợp sinh viên của Trường Đại học Quy Nhơn

Abstract

The purpose of this study is to identify factors affecting students’ personal financial management. The research data was collected from 492 students of Quy Nhon University. Research results indicate that financial education in the family, financial knowledge and mindful expenditure style have a positive impact on students' personal financial management. Among them, mindful expenditure style is the most significant factor influencing students' personal financial management. In addition, the research also shows that students' financial management is not influenced by support from friends. In addition, the study also proposes some recommendations to improve personal financial management skills for students.