Factors affecting net interest margin of commercial banks listed on Viet Nam stock exchange
Keywords:
Factors, Net interest margin, Commercial Banks
Abstract
This paper studies factors affecting net interest margin of commercial banks listed on Viet Nam Stock Exchange.
Research data is collected from audited financial statements of 13 commercial banks in the period of 2008- 2017.
GLS regression analysis shows that bank size, management efficiency and capitalization have positive significant
effect on net interest margin, but lending size and credit risk have negative significant effect on net interest
margin. Besides, the regression analysis also shows that loan-deposit ratio and bank growth have no significant
effect on net interest margin.
