BÀI HỌC TRIỂN KHAI HỖ TRỢ LÃI SUẤT TỪ NGÂN SÁCH NHÀ NƯỚC ĐỂ PHỤC HỒI VÀ PHÁT TRIỂN KINH TẾ - XÃ HỘI

Abstract

After the COVID-19 pandemic, similar to many other countries around the world, the Vietnamese economy also had to bear severe and significant consequences. In response to this situation, from early 2022, the Government introduced various guidelines, policies, and measures to stimulate economic recovery. Notably, there was a policy to support interest rates (2% per year) with a maximum amount of 40 trillion Vietnam dong through the commercial banking system. However, even after nearly two years of implementing this interest rate support policy, despite strong and determined efforts from government agencies, the results have been relatively low and have not met expectations. Therefore, it is essential to conduct research on the implementation, analyze the reasons, and draw lessons learned from this policy. This research will help experts and policy makers gain a deep and comprehensive understanding when designing similar policies in the future.