Giải pháp nâng cao chất lượng tín dụng tại Ngân hàng Thương mại Cổ phần Á Châu - Chi nhánh Trà Vinh

Abstract

In Vietnam's current socialist-oriented market economy, the commercial banking system plays a crucial role in mobilizing and distributing capital for the economy. Through credit activities, banks act as a bridge between those with idle capital and those in need of capital, contributing to the promotion of production, business, consumption, investment, and social development. However, this is also a field with many inherent risks that can directly affect the operational efficiency and reputation of banks if credit quality is not ensured. Based on the analysis and evaluation of indicators related to credit quality and the identification of factors affecting credit quality at Asia Commercial Bank - Tra Vinh Branch, the authors have proposed solutions to improve credit quality at Asia Commercial Bank - Tra Vinh Branch.