Credit risk management for corporate customers at VietinBank Ha Tinh

Abstract

The study analyzes the current situation of credit risk management for corporate clients at the Vietnam Joint Stock Commercial Bank for Industry and Trade - Ha Tinh Branch during the period from 2020 to 2024, grounded in the Basel risk management framework and approached through the loan-lifecycle perspective (identification - measurement - response - control - reporting). Based on this analysis, the author highlights the key achievements, identifies existing limitations and their underlying causes, and proposes solutions aimed at enhancing the effectiveness of corporate credit risk management at the branch in the coming period.